Homestead Exemption Information

Q: Who can qualify for Homestead Exemption?

- Homeowners over the age of 65. - Homeowners under the age of 65, who are permanently and totally disabled. - Surviving spouse of a public safety personnel killed in the line of duty. - Military veterans with a 100% service-connected disability rating. - Homeowners already receiving the Homestead Exemption, who have recently changed residence.

Amherst Twp

Oct 2

2 min read

Updated: 8 hours ago

Anyone interested in obtaining a Homestead Exemption form must apply through the Lorain County Auditor's Office.

You may find more information at:

https://loraincountyauditor.gov/homestead-exemption-local

https://loraincountyauditor.gov/homestead-exemption-ohio

Who can qualify for Homestead Exemption?

Homeowners over the age of 65.
Homeowners under the age of 65, who are permanently and totally disabled.
Surviving spouse of a public safety personnel killed in the line of duty.
Military veterans with a 100% service-connected disability rating.
Homeowners already receiving the Homestead Exemption, who have recently changed residence.

Qualifications for Homeowners over the age of 65:

Must not have a total household Ohio Modified Adjusted Gross Income (MAGI) over $41,000 (2025 income). Ohio MAGI includes the owner and the owner's spouse.
Must be age 65 or older during the year you apply.
Must own your home or manufactured home as primary place of residence as of January 1 in year of application.
Must provide proof of age and current residency by submitting a photocopy of photo ID such as driver's license or State of Ohio ID card.
Must provide a copy of State of Ohio taxes (1040/1040A).
If you did not file a tax return, an income worksheet must be filed. Use form "DTE 105H" located on the Auditor's homestead-exemption-ohio website page.

Qualifications for Homeowners, under the age of 65, who are permanently and totally disabled:

Must not have a total household Ohio Modified Adjusted Gross Income (MAGI) over $41,000 (2025 income). Ohio MAGI includes the owner and the owner's spouse.
Must be permanently and totally disabled.
Must own your home or manufactured home as primary place of residence as of January 1 in year of application.
Must provide proof of current residency by submitting a photocopy of photo ID such as driver's license or State of Ohio ID card.
Must provide a copy of State of Ohio taxes (1040/1040A).
Must provide documentation of disability (see application located on the Auditor's homestead-exemption-ohio website page for acceptable forms of documentation). The documentation must include the date you were declared disabled.

Ohio Modified Adjusted Gross Income (MAGI) is essentially Ohio Adjusted Gross Income (OAGI) plus any business income that has been deducted in computing OAGI.